Welcome to Business Credit & Capital, leading the industry in small-medium business financing!
March 20, 2019
BCC Small Business Loans

Looking for working capital
for your business?

Business Credit & Capital can supply you
with the money you need.

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Getting the money that You
need is quick & easy

Business Credit & Capital can get
you approved within 24-48 hours.

Apply Now!
Small to Medium Sized Business Loans

Our professional representatives
are ready to answer all of your
questions and get you funded quickly

Call 1-866-222-9922 Now!

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Business Credit & Capital is a
leader in small-medium size
business funding

We can help you as we have helped
countless other businesses like yours!

Qualify for a Business Loan

How Do I Qualify?

See how we can help you get funding quickly, Documentation requirements are minimal.
Apply for a Business Loan

How Do I Apply?

Applying is quick & easy. The quicker you apply, the quicker we can get you the money that you need. Apply Now!
Referral Partner for Business Loans

Become a Referral Partner

Find out how you can earn significant income as a referral partner of Business Credit & Capital!

About Business Credit & Capital

Business Credit & Capital is the answer to your financing needs. If you are looking for a business loan, we can help! 

We specialize in offering retail, restaurant and service businesses nationwide a unique funding solution. We offer fast, low-documentation merchant cash advances – even if your credit is less than perfect.

  • Basically, with a Business Cash Advance, Business Credit & Capital will purchase a percentage of your future revenue and advance those funds to you up-front.
  • Unlike most small business loans, you use the money without restriction.
  • We then deduct a small percentage daily from your future sales. Alternatively, a daily ACH can be scheduled. It’s that simple.
  • BCC is investing in your business. You use the funds to build and grow. We collect from your growth.

Your Search for a Business Loan Stops Here!

According to the Small Business Administration, which oversees the nation’s some fourteen million small businesses, problems in obtaining adequate and timely funding are the main culprits in causing small businesses to fail. As businessmen who have worked closely with many small and medium-sized businesses over the years, we at Business Credit & Capital have seen first-hand the problems this places on small business owners in managing their cash flow.

Our goal in creating Business Credit & Capital was to provide funding to small business owners who might otherwise be unable to obtain it elsewhere. Studies, after all, have shown that more than nine out of every 10 businesses in the U.S. are unable to obtain bank loans because they lack sufficient credit or the necessary collateral.

We Can Help Your Business Now!

Our representatives have the answers to your questions. Whether you are looking to receive your first business loan / cash advance or interested in becoming a partner, we are waiting to answer your questions and get you the money you need!

Why Choose Us?

Deal Direct

With Business Credit & Capital, you are dealing directly with the funding source. Unlike others within the business loan industry, Business Credit & Capital is not an agent, broker or reseller. All business funding is directly from us!

Customer Service

Business Credit & Capital has a knowledgeable, friendly, and professional team. Our customer service is unmatched within the industry. You shouldn’t settle for less when dealing with YOUR money.

Hassle Free Payments

Business loans can be a hassle, which is why our business cash advances make it easy. We get paid as you do, there is no timeframe for payback, as well as no collateral on your part!

Small Businesses

Being a small business ourselves, we understand the needs and desires of other, like-minded, small business owners. Staying on the same page with your goals is our goal, in itself.

Educating Our Merchants

Why should you consider Business Credit & Capital when looking for a business loan? We believe we have set ourselves apart from other companies that provide alternative business loans by placing an emphasis on educating our merchants about the cash advance they are receiving.

Before we do business with any merchant, we make certain they have a complete understanding of the funding arrangement. We are also careful to set realistic terms with merchants based on their particular earning profiles in order to minimize the possibility of future cash flow problems. Whether you’re a restaurant, a florist, salon, spa or an automotive center, you have a maximum percentage of gross revenues that you can afford to pay back each month to meet your financial obligation (called a “safe retrieval percentage”). We make sure you stay within this limit so as not to cause you cash flow distress. In addition, we make clear disclosure of all associated costs, upfront, for all business cash advances that go through Business Credit & Capital.

Our Experience

Business Credit & Capital and its Principals have been offering small to medium sized business cash advances through our Business Lenders program for over 30 years. We have experience in dealing with various kinds of businesses and have the expertise to determine the appropriate amount & payback terms to help maximize profitability for your business.

All of the principals of Business Credit & Capital have owned and operated small businesses themselves. They know what it means to face the challenges of a small business, such as looking for a business loan or cash advance option, and are here to support the owners with their issues and growth.

Send Us a Message

Do you have questions about how Business Credit & Capital can help your company? Send us an email and we’ll get in touch shortly.

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