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What to Use Your Small Business Loan For

     Depending on the type of business you are running, different equipment and technology are necessary to make it run.  No matter the business, you need to stay up-to-date with the technology you keep on hand to do whatever it is that needs to get done.  If you do not do this, then your business is incapable of competing with others of its kind on the same level.  The better use you make of the best technology out there to promote as well as to use within your business, the better off you will be in attracting, servicing and pleasing your clients.

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Getting Approved for a Business Loan or Merchant Cash Advance

Here is a story that many of you are probably familiar with.  Your business is slightly struggling.  You need a new piece of equipment or some other sort of advancement to help it compete with the big business chains and corporations, but the only problem is that this update to your small business does not come at a small price.  To help pay for this you walk over to your local bank get all the information you will need to apply for a small business loan and get all the paperwork ready you will need for an interview you set up for at the bank’s earliest convenience.  Once you are at your meeting you are nervous, you hand in all the paperwork you have diligently prepared and wait while the clerk flips through everything.  Once it is validated that everything they need is there the clerk goes to a superior who decides whether you should be approved or not.  Usually, you do not receive the response for a few days at minimum, but at the end of it all you usually receive a negative response – NO LOAN!

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Get Your Business Cash Advance Today!

Getting your business cash advance does not have to be a whole complicated and convoluted mess any longer. The approval process does not need to take days, and then once you have been approved it is not much longer till you receive your cash. Business Credit and Capital wants to save you the stress and worry that goes along with waiting for so many different things when applying for a business cash advance. At BCC we let you know right away whether you are approved and we get you the cash ASAP!

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Know How to Choose Right Among Various Business Lenders

   When applying for a small business loan you have to fill out a few different forms so the possible lender can evaluate the risk in approving you for a loan.  On these forms you have to fill out information such as your name, birth date, business name, and then a few financial details about you and your business.  Trusting someone with all this information is no joke.  You want to make sure that the business you are entrusting this information too is reliable! Here are a few tips and signs so that you know which potential business lender is legitimate and the right one for what you need.

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Confused? The Need to Know on Getting a Merchant Cash Advance

   Business Credit and Capital wants to keep your life simple.  We do not want to confuse you with all the technical difficulties and make getting Cash Advance hard to do.  We are on your side, we want your business to succeed and we will do anything in our power to help you achieve that success.  No restrictions are placed on the way you use your Merchant Cash Advance (MCA), it is left up to you.

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Special Promotions for ISO’s & Referral Partners of Business Credit & Capital

No need to worry about the summer ending and winter being that much closer, because to celebrate the end of this beautiful season Business Credit and Capital is offering you a once-in-a-lifetime opportunity.  By taking advantage of our awesome August promotion you can make some money and help a small business in need.  This money will also help you and your business get some extra funding – no strings attached.

BCC is now offering you a chance to get an extra 2% of the commission made off of a new client, all you have to do is send someone to get help for their business!  What this means is that on a 50,000 dollar deal that pays back 69,000 dollars, the EXTRA commission is $1,380.  That is right!  You can pocket an extra one thousand, three hundred eighty dollars for your use.  Have an updated software or computer you want for business or personal use?  Well, if you take advantage of this wonderful chance you can get it!

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Welcome to Business Credit & Capital

Welcome to Business Credit & Capital, a site that helps small businesses get the capital they need to boost their cash flow and continue business operations. A recent government report has shown that since the year 2008 banks are lending significantly less to small businesses. In 2008 banks advanced $711.5 billion to small businesses, but in 2011 only $606.9 billion was lent out. Between 2010 and 2011, banks lent out 6.9% less to small businesses during the fiscal year, while loans to large businesses grew at a rate of 5.8%. Frightening, isn’t it? Why is this happening?!

This same government report stated that this increasing trend is happening because of  several reasons:

  1. Banks are afraid to lend out money to small businesses because they see them as a risk not worth taking.
  2. Fewer small businesses are applying for loans because of the increasing likelihood of being rejected.
  3. Small businesses and their owners are hurting so their credit-worthiness has dropped

The above just leads to a vicious cycle of lack of capital to inability to properly run businesses successfully to lowering of credit-worthiness.

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