The process for getting a Merchant Cash Advance from Business Credit & Capital is a simple one. We place no restrictions on how the merchant chooses to use the cash advance.

There are only a couple of steps you need to take in order to receive a business funding from Business Credit & Capital. Once you are funded, you are free to use the cash advance as you wish; we place absolutely no restrictions on how you use YOUR money.

Review the below information to find out if Business Credit & Capital is the right choice for you. As long as you can meet the requirements, your business can be approved for funding within 24 hours of your submission! If you have any questions, please feel free to give us a call at 1 (866) 222-9922 and one of our team members will gladly assist you.

Business Funding Approval
Getting approved for business funding from Business Credit & Capital is quick and easy!

We make business funding easy for everyone

1) Qualification Requirements

You should qualify for business funding if your restaurant, retail establishment or service business meets the following criteria:

  • Revenue of least $3,000 a month in credit card sales
  • Been in business for at least (1) month
  • Minimum of 6 months remaining on your lease
  • No open bankruptcies

2) Necessary Documentation

Should you choose to fill out an application, we will need from you the following:

  • Four recent months of business bank statements

These documents will then be submitted to our underwriting department. Normally, You will be contacted within one business day to discuss the specifics of the agreement and the pay back schedule. A contract will then be delivered to you by the close of the business day that it is requested. At this point we may also require additional documentation such as a copy of your business lease, a business voided check & a driver’s license or other photo ID.

3) Receive Your Cash Advance!

As early as the following business day, you will receive the agreed upon cash advance directly into your bank account. The process is completely automated and seamless. You never write a check or pay a late fee.